Below are a few questions frequently asked of Northwest Title & Escrow. If this list does not address your particular concern, please contact us. We will be happy to assist you.


Can anyone use the services of Northwest Title & Escrow?

Yes! NWTE provides services to all individuals, credit unions, financial institutions and lenders, as well as real estate professionals.


Why do I need Owners Title Insurance?

Owner's Title Insurance is purchased with a one-time premium that protects the home buyer from defects in the property title. Owner’s title insurance protects you, the policy holder, or heirs with an interest in the property from any title claims arising from previous ownership. Some examples of why a title claim may arise include forged deeds, releases or wills, fraud in the execution of documents, wills not properly probated, undisclosed or missing heirs, unsatisfied claims not shown on record, deeds executed under expired or false powers of attorney, incorrect public records and more.

When you have title insurance coverage, the title insurance company incurs the expense of determining the validity of a claim and defending against the claim. If there is a title defect, the title insurance company pays the claim so that you (the purchaser), retain ownership without loss, or compensates you (the owner) for any and all losses incurred as a result. The cost of the owner’s title insurance premium is modest in comparison with the potential loss from a claim. 


Can I close offsite?

Yes! NWTE offers offsite closings for your convenience. Please contact us for information. 


As a buyer or seller, what do I need in order to be prepared for settlement?

Whether you are the buyer or the seller, having a settlement checklist will help you stay on track and be better prepared for your closing. To access your settlement checklist, click here.